5 Common Sense Tips to Help You Save Your Hard Earned Cash!
5 Common Sense Money Saving Tips!
Save those dollars, Ladies!
There are not many things that ruin a shopping trip more than seeing the “perfect” purse and realizing you’re five dollars short. Then you have to run through the inner dilemma: “Is it really worth these five extra dollars I hadn’t planned on spending? But it’s so cute and would match perfectly with the new shoes I bought.” While not every scenario is so emotionally taxing, there are many situations in life it would be nice to have just a few extra dollars. Just a few extra dollars of cold hard cash. Here are 5 easy common sense tips that you can use in your daily life to save an extra dollar (or more) here and there.
- Skip the coffee
Designer coffee can be great and you can definitely convince yourself it tastes better than what you could make at home, there has to be a reason everyone else drinks it too, but making your own coffee at home before running off to work each day will help you save a pretty penny. Just imagine that $5 before work to wake up, the $4 pick-me-up in the middle of the day and $3 refresher on the way home. Now, maybe you’re not that much of a coffee addict, but even one cup in the morning is sure to add up. If you just can’t bear the thought of parting with your morning name-brand chai, many brands have coffee beans, or pre-made drinks that come in a carton. While that’s more expensive than the designer brand, it’ll still save you a couple of dollars a day to brew at home.
- Practice the 30-day rule
See something you love and just have to have? Don’t buy it, wait 30 days. If by the end of those 30 days you still want the item and believe it is important to spend the money on, you’re free to buy it! Countless dollars are spent on purchases people didn’t even mean to buy and while the quesadilla press seemed like the greatest idea in the store, once you get home you may find less uses. By waiting and thinking it out, you can be sure you’re making purchases you’ll really enjoy.
- Make a shopping list and don’t go hungry
While at the grocery store it’s easy to stock up on snack foods and fun new meals to try and spend an extra $20, even $100. If you plan out your meals ahead of time and make a shopping list, you’re more likely to stick to groceries you’ll actually use. That way you’re limiting what you might end up looking at a month from now and wondering when the expiration date was. Additionally, don’t go to the grocery store hungry. Going hungry increases the tendency to put items into the cart that you hadn’t planned on in the first place and probably won’t eat. There’s a reason they give away samples in the grocery store, eating encourages you to BUY@!
- Have friends over
Yes, going out on the town, to dinner, or a movie could seem more fun, invite your friends over next time instead of going out. If it’s for dinner: have everyone bring his or her favorite dish, a movie: someone gets the movie and others bring snacks. Not only are you making new memories, but you’re also saving the $9 for a ticket, and the exponential cost of snacks there.
- Drink water
Not only does drinking water have financial benefits, but it has nutritional benefits too. Drink a glass of water before each meal and during too. You’re saving on expensive other drinks, and cutting down on the food you’re likely to eat because the water is filling you up. This is also important when you’re eating out at a restaurant. Water is free, if you’re smart! Buying expensive spring often is not money-wise and it’s also bad for the environment.
While there are many more money-saving tips than just these, this is a starting point for something great. By employing these and making up your own, you’ll be buying that cute new purse in no time (after waiting 30 days of course.)
Start these tips today and you’ll be flush by Fall!